The three naming criteria are whether a name belongs in the product, sets the right expectation, and works across languages, markets, and platform contexts.
The Apple Cash example contrasts vague or judgmental labels with "Balance," which is clear, neutral, and already understood in a financial context.
Naming work starts from audience, task, and context before generating candidate names; cleverness is secondary to comprehension.
Evaluation should test names in the actual UI, not only in a spreadsheet, because placement and surrounding labels change interpretation.
Extra constraints such as trademark, regulation, localization, and brand voice are treated as tradeoffs rather than reasons to skip clarity checks.